The loan officer just gave me a preliminary number that's about $50k higher than I thought I'd qualify for.. and it's the lowest of the price bracket I /will/ qualify for once I'm submitted. We're not submitting me for prequal now so I have time to build up my credit report.
Well. I guess I don't have to worry about being able to finance the ~100k houses I've been looking at. Kind of a nice feeling. Now, the hard part - finding a house I want to live in for 3-5 years. If I didn't hate Roseville so much, I'd check and see if my former landlady ever sold her house. Wouldn't that just mess with Crazy Old Bastard Neighbor's life? Heh. I liked the house. I hated the neighbor. It at least gave me an idea of the shape of house I want.
It's inevitable that eventually I will wind up on a hobby farm. Just probably not this move.
Well. I guess I don't have to worry about being able to finance the ~100k houses I've been looking at. Kind of a nice feeling. Now, the hard part - finding a house I want to live in for 3-5 years. If I didn't hate Roseville so much, I'd check and see if my former landlady ever sold her house. Wouldn't that just mess with Crazy Old Bastard Neighbor's life? Heh. I liked the house. I hated the neighbor. It at least gave me an idea of the shape of house I want.
It's inevitable that eventually I will wind up on a hobby farm. Just probably not this move.