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spookyeviloneLoan!Officer switched companies without telling me and came back with a "Hey.. sorry I couldn't get you financed before when I was ignoring your emails and questions, but now I'm with New!Company! Would you like me to run your credit again and see if we have better luck?" No. No, I would not. Asked Agent if she had another loan officer, and she doesn't. Became pissy, started looking at other housing options and found a house I wanted to go look at. Called the agent for the selling agency, he offered to show me two.
Mind you, all this is happening at 7:45am - he was not only awake but responded with "I can meet you there in an hour." So I looked at the first, a four level split.. no. I would die. It was a cute house, but the laundry is in the absolute bottom level dungeon area and there are three sets of stairs that spiral.. down, landing, turn, down, landing, turn, down, landing, turn, dungeon. If I didn't fall down the stairs and break my neck, that dungeon area was just asking for someone with an axe or chainsaw or machete to be lurking in it. Which I promptly stated, and got looked at funny. The only thing about that house I liked was the three season porch and the size of the kitchen. But I'd die, so I wouldn't get to enjoy it for long. Also, the yard was the size of a postage stamp and the side yard was literally all sand - the prior occupants had children and playground equipment there. Ick.
Second house was a rambler with a full basement. Pros: Only one set of stairs. Nice layout. Hardwood floors throughout entire house. Siding and roof in good repair. "Cute", "Quaint", "Charming" etc ad nauseum not used in listing description. Upstairs bathroom has a shower. HUGE, fully fenced back yard. Lamp post to Narnia in back yard. Garage. Someone already cut a cat door in the basement door. All windows have been updated with insulated glass, so the noise is reduced and should be warmer in winter. Cute victorian-era pocket door between kitchen and dining room. I drove around that area of town a bit after the showing, and it appears to be more Stepford than Ghetto, and I'm ok with that. Cons: Front yard faces a giant wood fence - on the other side of which is a major highway. The basement bathroom is scary. Some idiot thought it'd be a good idea to build two more bedrooms into the basement, which I will promptly tear right back out. There's a small scary dungeon area off the main basement, but it's not big enough for any sort of murdering human to even hide in comfortably. Uh.. the house is pink. The kitchen is so 50's it's scary, by which I mean double decker ovens and a stovetop. They're not wall ovens, though, so they could be ripped out and replaced with a modern stove easily. No fireplace.
We walk through. I comment, very surprised, that it's quite a nice house. The agent jokingly says, "Want to buy it?" I considered for a moment and said, "Yeah, I think I do." He choked. Apparently he's not used to people who can make up their mind. I put in a bid roughly $20k less than asking. We'll know by tomorrow whether it's been accepted, and if it has, then we get the ball rolling.
I showed the listing to That Guy, and he didn't make any noises of horror or dismay, so I'm hauling him out there in half an hour to go look at it again with me. We'll see if I like it as much the second time around.
Mind you, all this is happening at 7:45am - he was not only awake but responded with "I can meet you there in an hour." So I looked at the first, a four level split.. no. I would die. It was a cute house, but the laundry is in the absolute bottom level dungeon area and there are three sets of stairs that spiral.. down, landing, turn, down, landing, turn, down, landing, turn, dungeon. If I didn't fall down the stairs and break my neck, that dungeon area was just asking for someone with an axe or chainsaw or machete to be lurking in it. Which I promptly stated, and got looked at funny. The only thing about that house I liked was the three season porch and the size of the kitchen. But I'd die, so I wouldn't get to enjoy it for long. Also, the yard was the size of a postage stamp and the side yard was literally all sand - the prior occupants had children and playground equipment there. Ick.
Second house was a rambler with a full basement. Pros: Only one set of stairs. Nice layout. Hardwood floors throughout entire house. Siding and roof in good repair. "Cute", "Quaint", "Charming" etc ad nauseum not used in listing description. Upstairs bathroom has a shower. HUGE, fully fenced back yard. Lamp post to Narnia in back yard. Garage. Someone already cut a cat door in the basement door. All windows have been updated with insulated glass, so the noise is reduced and should be warmer in winter. Cute victorian-era pocket door between kitchen and dining room. I drove around that area of town a bit after the showing, and it appears to be more Stepford than Ghetto, and I'm ok with that. Cons: Front yard faces a giant wood fence - on the other side of which is a major highway. The basement bathroom is scary. Some idiot thought it'd be a good idea to build two more bedrooms into the basement, which I will promptly tear right back out. There's a small scary dungeon area off the main basement, but it's not big enough for any sort of murdering human to even hide in comfortably. Uh.. the house is pink. The kitchen is so 50's it's scary, by which I mean double decker ovens and a stovetop. They're not wall ovens, though, so they could be ripped out and replaced with a modern stove easily. No fireplace.
We walk through. I comment, very surprised, that it's quite a nice house. The agent jokingly says, "Want to buy it?" I considered for a moment and said, "Yeah, I think I do." He choked. Apparently he's not used to people who can make up their mind. I put in a bid roughly $20k less than asking. We'll know by tomorrow whether it's been accepted, and if it has, then we get the ball rolling.
I showed the listing to That Guy, and he didn't make any noises of horror or dismay, so I'm hauling him out there in half an hour to go look at it again with me. We'll see if I like it as much the second time around.
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