spookyevilone: (Default)
spookyevilone ([personal profile] spookyevilone) wrote2009-08-19 12:32 pm
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Well that was fun.

It took Wells Fargo three weeks to turn me down.
"We want cancelled checks."
"I don't have a checking account. I haven't had one since YOU FUCKERS let my tenant steal my identity, drain my account, and write a shitton of bad checks."
"Oh. Well, still. We can't verify that you are the one who paid rent."
"My landlord has a WELLS FARGO account. I deposit my rent in cash. I can show you records of my pulling the cash out and his bank records showing the deposit - and if you really wanted, you could pull the tapes and see that it is, indeed, me making the deposit."
"Yeahhhhhh, still not good enough. Sorry. Do you have a cosigner?"
"No."
"Sorry about your luck."

ARGH!!!!! I'm trying one more place, and if that doesn't work, I'm going to have to give up. Which means I won't be buying a house for two more years, since as of 10/1, all the requirements change and I won't qualify at all.

On the bright side, if I don't get the loan, I won't have to pack..